Stolen Chipper in Penzance

This was posted by on May 19th, 2016

A Greenmech chipper was stolen last night in Penzance.

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Burns On Artificial Grass

This was posted by on May 12th, 2016

Hi. We’re picking up quite a few claims whereby hedgecutters or chainsaws are being put down on artificial grass and burning it. Artificial grass is becoming more and more popular (and more and more realistic), so guys please make sure it’s real grass before putting down your tools.

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Tree Surgeons hand tools stolen in Bedfordshire

This was posted by on May 11th, 2016

We have received a notification of a theft claim in Bedfordshire.

The thieves broke into our clients shipping container and stole Stihl & Husqvarna chainsaws, blowers etc

The client is now looking at installing a new alarm system including a master blaster

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GAP Insurance

This was posted by on May 11th, 2016

Have you purchased a new vehicle in Northamptonshire, Bedfordshire, Buckinghamshire the last two months? If so, have you thought about GAP cover… 

Most vehicles in the modern day and age with low interest rates and credit are now purchased either on lease agreements or with car financing from the dealer –with interest.  However, did you know insurers don’t take this into account if you are involved in an accident, your vehicle is written off or stolen? Only market value is offered for a similar vehicle following a total loss.

Guaranteed Asset Protection is the most practical and safest way to secure you get what you paid for, in order to put you back in a similar position financially before the loss occurred!

There are various types of GAP cover available depending on your individual circumstances. Please feel free to browse our options and contact us with any queries.

Option 1: Combined GAP, Option 2: Contract Hire GAP,  Option 3: Valuation GAP

  • Combined Gap.

Available to Any vehicle bought from a dealer in the last year by cheque, cash, BACS transfer, loan or finance with option to buy.

Combined Gap Covers the difference between the Insured Value and the purchase price of the insured Vehicle as confirmed by the Net Invoice Selling Price, or if greater, the amount of the Early Settlement Figure Covers vehicles below £25,000 value. Claims Limit £5,000 for 2 Years. Covers excess to £500. The Policy must be purchased within 365 days of taking ownership of the vehicle. Excludes Vehicles used for Competitions, Rallies, Hire and Reward, Driving Tuition, Taxi, Racing and /or not listed in Glasses Guide are excluded. Commercial Vehicles over 3500kg or vehicles used solely for delivery/courier purposes are also excluded. American, Australian and Canadian vehicles excluded unless made for UK market. Until the new-for-old clause expires under the Main Motor Insurance policy, this policy will not indemnify clients.

  • We can provide flexible cover and rates for 2 year, 3 year, 4 year, 5 year Combined GAP cover. Premiums starting from £100 plus Insurance Premium Tax
  • Vehicles upto £25,000 in value from £100 plus IPT (claim limit £5,000) for basic 2 year cover.
  • Vehicles £25,000 upto £50,000 from £200 plus IPT (£15,000 claim limit) for basic 2 year cover.
  • Vehicles £50,000 to £75,000 from £300 plus IPT (£15,000 claim limit) for basic 2 year cover.
  • Vehicles £75,000 to £125,000 from £400 plus IPT (£15,000 claim limit) for basic 2 year cover.
  1. Contract Hire  GAP.

Applicable to Any vehicle bought from a Non-VAT motor trader or private sale in the last year by cheque, cash, BACS transfer, loan or finance with option to buy.

Contract Hire Gap is suitable when in effect a contract exists for hire and the vehicle is being handed back at the end of the hire term. Contract Hire Gap  pays the difference between the Insured Value and the Outstanding Balance of the Agreement relating to the insured Vehicle as confirmed by the Retail Value of the Vehicle. Covers vehicles below £50,000 value with a rental amount costing less than £1001 per month. Vehicles must be less than 8 years old on date of purchase of the policy.

  • for a vehicle upto £25,000 in value (claim limit £5,000). Premiums starting from £100 plus IPT for basic 2 year cover.
  • for a vehicle upto £50,000 in value (claim limit £15,000). Premiums starting from £175 plus IPT for basic 2 year cover.
  • for a vehicle upto £75,000 in value (claim limit £15,000). Premiums starting from £275 plus IPT for basic 2 year cover.
  • for a vehicle upto £125,000 in value (claim limit £15,000). Premiums starting from £375 plus IPT for basic 2 year cover.

 

  • Valuation GAP.

Available for Leased vehicles with NO option to Buy – just purely a monthly lease

Valuation Gap Covers the difference between the motor insurers total loss valuation and the actual Glass’s Guide value at the time the policy was purchased. Ideal for Second Hand Vehicles with finance arrangements on them. Covers vehicles less than 8 years old at time of start date of policy. No requirement to Purchase policy within a set time.

 

  • Vehicles upto £25,000 in value from £100 plus IPT (claim limit £5,000) for basic 3 year cover.
  • Vehicles upto £50,000 in value from £150 plus IPT (claim limit £5,000) for basic 3 year cover.
  • Vehicles upto £75,000 in value from £300 plus IPT (claim limit £5,000) for basic 3 year cover.
  • Vehicles upto £125,000 in value from £400 plus IPT (claim limit £25,000) for basic 3 year cover.
  • Vehicles upto £150,000 in value from £450 plus IPT (claim limit £50,000) for basic 3 year cover.
  • Vehicles upto £175,000 in value from £550 plus IPT (claim limit £50,000) for basic 3 year cover.
  • Vehicles upto £200,000 in value from £650 plus IPT (claim limit £50,000) for basic 3 year cover.
  • Vehicles upto £250,000 in value from £750 plus IPT (claim limit £50,000) for basic 3 year cover.

Please contact Matthew Fenton on 01604 492644 for a quotation

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